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Who Pays the Price: How Germany’s Employed Subsidize a Broken Health Insurance System
FinanceGermany
FinanceGermany

Who Pays the Price: How Germany’s Employed Subsidize a Broken Health Insurance System

Your payslip hides a dirty secret, you’re not just paying for your healthcare, but also €13.5 billion in debts from self-employed and unemployed individuals. Here’s why Germany’s statutory health insurance cross-subsidy is reaching its breaking point.

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New Pension Fund Rules: Why Germany’s Self-Employed Are Finally Getting a Break
FinanceGermany
FinanceGermany

New Pension Fund Rules: Why Germany’s Self-Employed Are Finally Getting a Break

The Altersvorsorgedepot reforms finally include self-employed workers and freelancers with better subsidies, but the devil is in the details. Here’s what you need to know before January 2027.

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